SAT ZEU KRO § ¹ º Holding money back for savings. Thrift. Big losses in war or in the machine industry. Being a replacement, to train replacements, to use replacements. Retreat in battle. Large establishments destroyed by fire. Being separated from work by the state. Damages and expenses which are covered or taken over by the state. Public fire-funds (fire insurance) to cover fire losses. Indemnification through insurance company.